Tag Archives: payday loan interest rates

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Indeed there were times when lenders of payday loans would pretty much have their say and way around practically everything, a prime example being interest rates which would be astonishingly high. Service too would be mediocre at best, since there was a hint of arrogance at play, with the players knowing very well that the market had very few players of their ilk.   Not only that, payday lenders knew that customers came to them […]

Avoid Payment of ALL such fees (wherever applicable) upfront

  One of the best ways to avoid payday loan scams would easily be to avoid paying any upfront fees. Remember that given the immense competition in this space in recent times, a lot of the payday loan players have stopped seeking out any kind of upfront fees anyway.   In such a scenario, it becomes crucial that you avoid all such upfront fees and then pay up only when the loan is actually doled […]

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With President Barack Obama being reelected at the helm of affairs in the US, there is now a lot of hope that the financial crisis having loomed large over the United States for a rather long time now, will finally wither away, even if gradually.   Specific to payday loans, there is hope that the administration will stop frowning upon them, as it seems to have in the recent past.   Otherwise, today it is […]

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An often unrecognized and simply ignored aspect of the mushrooming payday loan industry is the fact that it has spurned job creation in a big way, not only in America but indeed across all parts of the world where payday loans have become popular, such as the UK in particular.   This is an aspect which ‘Neigh Sayers’ of the industry simply cannot deny and indeed ends up being a major reason for which payday […]

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Under no circumstances are payday loan interest rates etched in stone. Rather as we have seen so often, these rates can easily be negotiated without a fuss.   This is of course especially true if you have otherwise been a regular payer of debts and have not defaulted on the same. After all, however much payday loan providers may promote themselves as entities which do not look at prior credit history and repayment track record […]

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Payday lenders operate both in the online virtual space as well as the offline brick and mortar one. At the same time, today we find that there are some payday lenders who are choosing to set shop exclusively on the Internet alone, wherein they obtain all the information which they need from you as a prospective lender over the Internet and also disburse the loan online, sending the money directly to your bank account.   […]

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